Ask Chuck: ‘Dry January’ can be life-changing
My wife talked me into “Dry January” as a way to save money. Can you give me some better ideas? I agreed to do this, but it seems like a gimmick.

Chuck Bentley is CEO of Crown Financial Ministries, a global Christian ministry, founded by the late Larry Burkett. He is the host of a daily radio broadcast, My MoneyLife, featured on more than 1,000 Christian Music and Talk stations in the U.S., and author of his most recent book, Seven Gray Swans: Trends that Threaten Our Financial Future. Be sure to follow Crown on Facebook.
My wife talked me into “Dry January” as a way to save money. Can you give me some better ideas? I agreed to do this, but it seems like a gimmick.
I need to save some money this year, but I feel like a failure every time I try. What does the Bible offer that will help me achieve my goal?
We are tired of living on the edge. We want to get our financial house in order in the New Year. Can you give me a framework that my husband and I can rally around to finally get focused and make real progress?
I am 28 years old and in my first professional position in IT. I am trying to figure out how to make use of our company’s 401(k) plan. Right now I can only afford to contribute $100/month.
I thought Bitcoin was a joke until now. My wife and I are thinking of putting some of our retirement funds into it but wonder if we are too late? Maybe gold is better?
I received a Christmas bonus from my company and feel led to give to the Lord first. With so many places to give and so many requests this time of year, I’m having a hard time knowing which are reputable, trustworthy, and safe. I want to give before year-end for tax purposes. Does Crown have any guidelines?
I am really stressed about Christmas expenses this year due to a layoff a few months ago. My new job starts in January, and I want to be generous and yet frugal. I have heard you talk about this on the radio and would like to get your list of tips.
My fiancé and I are making slow progress in saving for the down payment of a home. Can you help us with a better plan?
I grew up going to Black Friday sales and always looked forward to the day. I want to save money while my husband wants to ignore it to focus on “quality” time with our children and extended family. What would you do?
We refinanced our house a few years ago and just learned that people refinance cars too! How should we go about that?